行业竞争也在不断加剧 加速网贷行业内部洗牌
浏览次数:1300 分类:产业
连月来,随着行业监管政策的落地出台,P2P行业告别野蛮生长。同时,行业竞争也在不断加剧,加速网贷行业内部洗牌。
据第三方平台网贷天眼数据显示,9月份成交额、投资人和借款人3个指标均出现数量最大的平台环比增量最大,隐隐出现两级分化的趋势,优秀平台发展迅速,小平台举步维艰。
多数普通投资者是通过P2P平台的“100%本息保障”逐渐了解并接受P2P。中赢金融董事长在接受经济观察网采访时指出,投资人不能轻信P2P平台宣传的“100%本息保障“,而是要通过企业是否拥有金融服务相关资质、有无专业信审团队及平台自身坏账率来判断平台是否靠谱。
对于P2P平台自身来说,走向规范化也是应对行业竞争的必然之举。在中赢金融圆桌论坛上,蔡奇来表示,虽然互联网金融利用互联网思维对传统金融思维的冲击。“但互联网金融离不开金融,而金融的核心还是风控。”他认为,互联网金融企业本身应当向规范化方向发展。
同时他认为,互联网金融和传统金融两者应当进行跨界融合深化。“以前的国有、官办银行,包括民营银行是一个垄断的、服务不到位的体系,但是对于中小微企业以及个人这方面,互联网金融做的更加亲民完善及时,所以说跨界融合深化是必须的。”
今年2月,中赢金融在上海股权托管交易中心正式上市。据一位法律界人士透露,在上股交挂牌,对于P2P企业来说,将有利于企业未来运行的规范化、透明化。
http://union.china.com.cn/zfgl/2015-12/28/content_8482784.htm
http://union.china.com.cn/zfgl/2015-12/28/content_8482781.htm
http://union.china.com.cn/zfgl/2015-12/28/content_8482779.htm
http://union.china.com.cn/zfgl/2015-12/28/content_8482777.htm
http://union.china.com.cn/zfgl/2015-12/28/content_8482747.htm
http://union.china.com.cn/zfgl/2015-12/28/content_8482739.htm
http://union.china.com.cn/zfgl/2015-12/28/content_8482735.htm
http://union.china.com.cn/zfgl/2015-12/28/content_8482733.htm
http://union.china.com.cn/zfgl/2015-12/28/content_8482769.htm
http://union.china.com.cn/zfgl/2015-12/28/content_8482768.htm
http://union.china.com.cn/zfgl/2015-12/28/content_8482767.htm
http://union.china.com.cn/zfgl/2015-12/28/content_8482772.htm
http://news.dayoo.com/finance/201512/25/141887_45733982.htm
http://news.dayoo.com/finance/201512/25/141887_45733981.htm
http://news.dayoo.com/finance/201512/25/141887_45733980.htm
http://news.dayoo.com/finance/201512/25/141887_45733979.htm
http://news.dayoo.com/finance/201512/25/141887_45733978.htm
http://news.dayoo.com/finance/201512/25/141887_45733617.htm
http://news.dayoo.com/finance/201512/25/141887_45733593.htm
http://news.dayoo.com/finance/201512/25/141887_45733491.htm
http://news.dayoo.com/finance/201512/25/141887_45733436.htm
http://news.dayoo.com/finance/201512/25/141887_45733435.htm
http://news.dayoo.com/finance/201512/25/141887_45733424.htm
http://news.dayoo.com/finance/201512/25/141887_45733423.htm
http://news.dayoo.com/finance/201512/25/141887_45733422.htm
http://news.dayoo.com/finance/201512/25/141887_45738771.htm
http://news.dayoo.com/finance/201512/25/141887_45738769.htm
http://news.dayoo.com/finance/201512/25/141887_45738768.htm
http://news.dayoo.com/finance/201512/25/141887_45739504.htm
http://news.dayoo.com/finance/201512/25/141887_45739503.htm
http://news.dayoo.com/finance/201512/25/141887_45738926.htm
http://news.dayoo.com/finance/201512/25/141887_45738776.htm
http://news.dayoo.com/finance/201512/25/141887_45738775.htm
http://news.dayoo.com/finance/201512/25/141887_45738774.htm
http://news.dayoo.com/finance/201512/25/141887_45738773.htm
http://news.dayoo.com/finance/201512/25/141887_45738772.htm
http://news.dayoo.com/finance/201512/25/141887_45739505.htm
http://news.dayoo.com/finance/201512/25/141887_45738767.htm
http://news.dayoo.com/finance/201512/25/141887_45738766.htm
http://news.dayoo.com/finance/201512/25/141887_45738764.htm
http://news.dayoo.com/finance/201512/25/141887_45738763.htm
http://news.dayoo.com/finance/201512/25/141887_45738762.htm
http://news.dayoo.com/finance/201512/25/141887_45738761.htm
http://news.dayoo.com/finance/201512/25/141887_45738760.htm
http://news.dayoo.com/finance/201512/25/141887_45738765.htm
http://news.dayoo.com/finance/201512/25/141887_45738757.htm
http://news.dayoo.com/finance/201512/25/141887_45738756.htm
http://news.dayoo.com/finance/201512/25/141887_45738755.htm
http://news.dayoo.com/finance/201512/25/141887_45738754.htm
http://news.dayoo.com/finance/201512/25/141887_45738753.htm
http://news.dayoo.com/finance/201512/25/141887_45734024.htm
http://news.dayoo.com/finance/201512/25/141887_45734023.htm
http://news.dayoo.com/finance/201512/25/141887_45734022.htm
http://news.dayoo.com/finance/201512/25/141887_45734021.htm
http://news.dayoo.com/finance/201512/25/141887_45734020.htm
http://news.dayoo.com/finance/201512/25/141887_45739540.htm
http://news.dayoo.com/finance/201512/25/141887_45739539.htm
http://news.dayoo.com/finance/201512/25/141887_45739538.htm
http://news.dayoo.com/finance/201512/25/141887_45739537.htm
http://news.dayoo.com/finance/201512/25/141887_45739536.htm
http://news.dayoo.com/finance/201512/25/141887_45739535.htm
http://news.dayoo.com/finance/201512/25/141887_45739534.htm
http://news.dayoo.com/finance/201512/25/141887_45739533.htm
http://news.dayoo.com/finance/201512/25/141887_45739531.htm
http://news.dayoo.com/finance/201512/25/141887_45739530.htm
http://news.dayoo.com/finance/201512/25/141887_45739528.htm
http://news.dayoo.com/finance/201512/25/141887_45739527.htm
http://news.dayoo.com/finance/201512/25/141887_45739526.htm
http://news.dayoo.com/finance/201512/25/141887_45739525.htm
http://news.dayoo.com/finance/201512/25/141887_45739523.htm
http://news.dayoo.com/finance/201512/25/141887_45739522.htm
http://news.dayoo.com/finance/201512/25/141887_45739521.htm
http://news.dayoo.com/finance/201512/25/141887_45739520.htm
http://news.dayoo.com/finance/201512/25/141887_45739518.htm
上一篇: 全国首个P2P平台收费指引出台
下一篇: 理财选择 :如何判断一家p2p平台